SplitSettle
Smart Expense Splitting & Instant Local Payments

Settle Group Expenses without the Chaos

Split travel bills, flat rent, and international trips with zero friction. Settle multi-currency expenses with live conversion rates, eliminate confusing circular debts with smart calculations, and settle up directly using your favorite payment apps & QR codes.

Sample Demo Trip - Goa Getaway 🌴 (Workflow Preview)
Smart Debt Simplification Active
Total Group Spend
₹31,000.00
4 expenses across 4 members
Smart Transfers
2 payments
Reduced from 6 direct debts (67% fewer transfers)
Local Payment Apps
UPI · Zelle · SEPA · Pix Ready ⚡
1-click QR codes, deep links & bank wire

Everything You Need

Built for real-world group adventures

From weekend road trips to shared flat rent, SplitSettle Pro takes care of the math and settlements.

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Smart Debt Simplification

Eliminates awkward back-and-forth payments by automatically calculating the fewest direct transfers needed for everyone to get paid back.

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Multi-Currency & Live Forex

Log expenses in 160+ circulating world currencies (USD, EUR, GBP, INR, AED, SGD, CAD, etc.). Fetches live market exchange rates with offline fallback and custom manual overrides.

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Local Payment Apps & Instant QR Codes

Settle instantly across worldwide payment methods: UPI QR (India), Zelle & Venmo (US), SEPA Instant (EU), Faster Payments (UK), Pix (Brazil), PayNow (Singapore), Revolut, and direct bank transfers.

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Private Trips & Instant Cloud Sync

Every account gets secure, private cloud sync so your trips and expenses are always backed up across all your devices.

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Real-Time Spending Analytics

Interactive category doughnuts, individual member share vs spend balances, settlement histories, and penny-precise debt calculations.

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Instant Export & Backups

1-click formatted settlement sharing to WhatsApp, CSV exports with multi-currency columns, printable PDF invoices, and offline JSON restore.

Simple 3-Step Process

How SplitSettle Pro Works

1

Create Group & Add Members

Set up your trip or group, choose any base currency, and add friends with their regional payment identifier (UPI, Zelle, Venmo, SEPA, etc.).

2

Log Expenses on the Go

Log expenses in any worldwide currency. Split equally, by exact amounts, percentages, or custom shares with live auto-converted exchange rates.

3

Settle Instantly via Your Preferred Payment App

Review simplified debt transfers. Click "Settle Up" to scan dynamic QR codes, launch 1-click payment app deep links, or record bank transfers.

Got Questions?

Frequently Asked Questions

Everything you need to know about debt minimization, global currencies, and multi-rail settlements.

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Need help or have a custom question?
Reach our dedicated support team directly at hello@splitsettle.club.

Ready to simplify your group expenses?

Create a free account in 30 seconds or try out the interactive demo trip without signing up.

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